No one ever plans to get sick, but when it happens, you need to be financially prepared to cater for medical expenses. And with the rising costs of living, something as basic as healthcare can be very costly. That’s why you need to have health insurance with San Marcos Insurance Group to protect you and your family from the unknown. Plus, most people in Chandler, AZ are required to have health insurance or risk paying a penalty. Some of the benefits of having health insurance include:

Preventive Care Services

Several people have to deal with deadly diseases like cancer, diabetes, and obesity due to lack of early detection. Health insurance allows you one or more medical check-ups a year. This means that you have the chance to detect an illness early enough and treat it before it gets serious.

It Gives you Peace of Mind

No one wishes to get injured or ill, but it happens anyway and without warning. This means it could happen when you don’t have the financial ability to get proper medical care. With proper coverage, you don’t have to worry about that because your health insurance coverage will come in handy.

Offers a Wide Coverage

Health insurance offers several categories of health care services. They include inpatients care, doctor’s services, prescription drugs, pregnancy, maternity services, mental health services, pre-natal and post-natal services, dental services, surgeries, the list is endless.

Access to Certain Healthcare Services

In the event of an emergency, one second is all that is needed to save a life. Having health insurance may give you access to ambulance services and emergency room services.

San Marcos Insurance Group is here to help you find an affordable health insurance policy that suits your needs. We service the area of Chandler, AZ, and its environs. Contact us today for more information.

If ever there is an instance your company allows for use of your property by another organization, company or group, it is necessary to have a quality insurance policy in place for this particular situation. It is necessary that said individuals receive at least minimal coverage upon physical injury or other issues occurring. You can obtain this through an agency such as San Marcos Insurance Group, which serves the greater Chandler, AZ area.

Read on to learn more about the insurance policy you will need when you have outside individuals using your commercial property.

The Basics of the Commercial General Liability Policy

Commercial General Liability policy (also known as CGL) keeps your business protected in terms of instances in which you would be held liable for negligent acts that are not of a professional nature. Though this commonly is thought of to protect the company from a customer suing after bumping into, tripping, or otherwise becoming harmed on the property, it also covers outside entities who become injured in some way.

In order to ensure that this is active and coverage will be in place, it may be necessary for a representative of the group to read a form explaining what will and will not be covered. This serves a two-fold purpose of lessening the burden on the injured party, and protecting your assets.  

How to Purchase a Commercial General Liability Policy

This may be purchased as a stand-alone policy. Also, you can purchase it as part of a Commercial Package or Business Owners Policy. A qualified agent in Chandler, AZ can explain the coverage you need for your business activities. Reach out to San Marcos Insurance Group today to get started.