auto insurance

What is the Process of Dropping a Car From Your Insurance Policy After Selling It?

Posted on by agentinsure

Selling a car can be an exhilarating experience, particularly if you’re upgrading or simplifying your lifestyle. However, there’s a crucial step you mustn’t overlook after the sale: removing the vehicle from your insurance policy. At San Marcos Insurance Group, we provide auto insurance to residents in and around the greater Chandler, AZ area and often field questions about this process. Fortunately, it’s straightforward if you know the necessary steps.

Inform Your Insurance Provider

First, notify your insurance company that you’ve sold the vehicle. Be prepared to provide details such as the car’s make, model, and VIN, as well as the date of the sale. This information ensures no confusion about which vehicle you’re removing from the policy.

Ensure the Sale is Finalized

Before removing the car from your policy, confirm that the sale is officially complete. This involves transferring the title to the buyer and removing your registration. It’s important not to cancel coverage prematurely, as you could still be held liable for damages if the car is technically still in your name.

Review Your Policy

After removing the car, review your policy with your insurance provider. If the sold car was your only vehicle, you might want to cancel the entire policy. If you still have other insured vehicles, this is an excellent time to make updates or explore potential savings.

Selling a car is a significant transition, and we’re here to ensure your insurance keeps pace. If you need assistance removing a vehicle from your policy or have questions about your coverage, contact San Marcos Insurance Group in Chandler, AZ today.

Understanding The Different Oil Changes and What’s Right For Your Car

Posted on by agentinsure

When you go in for an oil change, you’ll be asked which type of oil change you want. Knowing the difference between the changes and which is suitable for your vehicle is essential.

Conventional Oil Change

The conventional oil change is the most basic of your options. It is usually the most affordable because it uses traditional motor oil extracted from crude oil. This oil isn’t refined and doesn’t have as long a life as other oils. Most newer cars use this oil up to about 50,000 miles before transitioning to a different type. In reality, you should only get this oil change a handful of times.

Semi-Synthetic Oil Change

A semi-synthetic oil change uses a type of oil that combines conventional and synthetic oil. Some oils will have more conventional oil than synthetic, and others may be reversed. When you opt for a semi-synthetic oil, you get a longer-lasting oil that improves performance better than standard conventional oil and is more affordable than synthetic oil. Most cars start taking a semi-synthetic blend around 50,000 miles and continue until they are ready to transition to full synthetic.

Synthetic Oil Change

A synthetic oil change consists of full synthetic oil designed to reduce your vehicle’s friction and engine wear. It is the best oil you can put in your vehicle and the most expensive. Once a car enters high mileage space, it’s time to switch. However, you don’t want to skip the semi-synthetic oil in between, as you want your engine to get accustomed to the new oil. This oil is also ideal for performance vehicles and sports cars, as it keeps the engine running smoothly.

If you’re looking for an auto insurance policy in the Chandler, AZ community, or surrounding areas, contact our San Marcos Insurance Group agents today for more information.