A permanent residential addition or any other type of upgrade may require more home insurance. Review your residential upgrade plans. Then, compare home insurance products that will protect you and the materials used for the upgrade.

Your Residential Upgrade Plans

Review your residential upgrade plans. Your plans should outline the function of each upgrade and specify the materials you intend to use when completing it.

During your review, calculate the amount you will invest in the upgrade process. Your investment alone may lead you to choose more home insurance coverage.

If any of the materials become damaged in the future, for example, the fact that you have added them to your home insurance policy can be beneficial. Your home insurance policy may cover the cost of fixing damaged materials or replacing them in their entirety.

Home Liability Protection

A residential upgrade may increase your liability risk. If an addition or another residential feature could cause an injury, it may make sense to increase the liability coverage your home insurance policy provides.

During your review of your upgrade plans, consider any dangers that the upgrade presents. Then, determine if acquiring more liability protection is in your best interest. Compare home insurance products that interest you.

Contact An Agent Who Serves Chandler, AZ

Don’t risk not having enough insurance coverage for your upcoming residential upgrade. Contact one of our agents to assist you with modifying your home insurance policy.

A San Marcos Insurance Group representative will share information about home insurance products. The insurance coverage you select can protect your home against weather-related damage, theft, vandalism, and injuries in your home or on your property.