In the state of Arizona, Auto Insurance is required to operate a motor vehicle, so this is a requirement that must be satisfied before you hit the road.  This requirement is set in place not only to protect other drivers on the road, but it protects you as well in case of an accident.  Another factor to take in for insurance purposes is the unique weather conditions that apply from time-to-time in Arizona which includes dust storms and the possibility of flash floods.  The state of Arizona has certain minimum coverages that need to be met before you’re legally able to drive on the road.

These minimum coverages include underinsured motorist coverage, uninsured motorist coverage, property damage coverage, and bodily injury liability coverage.  

Underinsured Motorist Coverage covers motorists who have insurance but their coverage isn’t enough to pay for your damage and medical bills in an accident.  Uninsured Motorist Coverage covers you in the event of an accident with someone else who doesn’t carry insurance.  This covers your own medical expenses and damage that would normally be covered under the other driver.

Property Damage Coverage covers damage to the other parties’ property in an accident that you’ve caused.  This covers building damage and other artifacts (mailboxes, posts, etc.) that are tied in with the property.  Bodily Injury Liability Coverage covers injuries to the other party in an accident that you’ve caused.

To be legal to drive and covered for all situations, you need a quality company like San Marcos Insurance Group.  Serving Chandler, AZ, they handle all facets of car insurance and can help you stay protected in case of an accident.  Contact San Marcos Insurance Group in Chandler, AZ and find out how they can help you with your insurance needs today!