Should I Supplement My Auto Insurance with an Umbrella Policy?

In a world of uncertainties, comprehensive insurance coverage gives a much-needed safety net. One such safety companion is umbrella insurance, designed to provide coverage against unlikely events and safeguard you from potential devastation. Contact the San Marcos Insurance Group, serving Chandler, AZ, to discover how umbrella insurance can help protect you and your family.

Protecting Your Potential Liabilities

Home and auto policies provide crucial protections if you’re found liable for an accident or someone gets injured on your property. However, in some cases, your liability can exceed your base policy limit. Under such circumstances, you’ll be personally responsible for paying off the remaining liabilities, which can jeopardize your savings, home, and other assets. It’s precisely these situations where umbrella insurance comes into play.

Umbrella insurance essentially provides extra protection for "worst-case" scenarios. Although claims against umbrella insurance are relatively rare, the policy tends to be inexpensive due to the low claim rate. Apart from covering certain legal and court costs, it offers the priceless commodity of peace of mind, protecting you and your family against unlikely events and making it the ultimate preventative measure.

Teaming Up With San Marcos Insurance Group

Knowing you and your family are fully protected from unforeseen circumstances is comforting. If you live in or near Chandler, AZ, and want to discuss umbrella or other insurance options, the San Marcos Insurance Group team is ready to assist. Call us today at 480-899-6633 to explore the insurance choices that make the most sense for you.