Month: October 2023

Auto insurance add-ons to consider

Posted on by agentinsure

In Chandler, AZ, a basic automobile policy will include liability coverage, which the state of Arizona requires. At San Marcos Insurance Group, we are independent insurance agents, which allows us access to more options and the best possible rates. We give personalized service to our customers and work with you to ensure your coverage fits your needs. 

Roadside assistance

With roadside assistance, you can drive with the confidence that if anything happens to your vehicle, you will not be stranded. You will be able to get help and a tow if that is needed. 

Full glass coverage

If you have comprehensive coverage on your vehicle, you will have glass coverage, but you will have to pay your deductible. That may be as much as $500 or more. If you have full glass coverage, you can get the glass replaced without any deductible. 

Rental car coverage

Rental car coverage is not for a rental vehicle you may use for vacation. The rental coverage will provide you with a rental car if your vehicle is damaged or totaled in an accident. It makes it much easier to get by until your car is fixed or replaced. 

Gap coverage

Most people who buy a new automobile have an auto loan. It depreciates as soon as you drive off the lot with your new vehicle. The value that the insurance company assigns to your vehicle may be much lower than the amount you owe on your loan. If you have gap insurance, it will fill in the gap left by the coverage.  

Contact San Marcos Insurance Group in Chandler, AZ for auto insurance or a free quote. 

 

Four steps to choosing your home insurance policy

Posted on by agentinsure

Homeowners in Chandler, AZ can rely on us at San Marcos Insurance Group when they need to find the right home insurance policy.

When you buy home insurance, there are a few essential steps that you need to go through. Here are four steps to choosing your home insurance policy. 

Identify your home insurance coverage needs.

It would be best to consider the risks you face as a homeowner to determine what types of coverage you need. Ensure your home is insured for its full value, and consider whether you need to add coverage types like outbuilding coverage or flood insurance onto your policy. 

Do some research on home insurance providers in your area

Exploring your options is essential to find high-quality coverage at a competitive price. That’s why you should research insurance companies in your area that offer home insurance coverage to find the best provider for your situation. 

Request quotes on insurance policies for your property

Narrow your search to a few providers from which you want to get policy quotes. You should then request policy quotes from these insurance companies to compare options. 

Evaluate the quotes you get and choose a policy.

Evaluate the quotes you receive and decide which is best for your situation. Remember to consider not only premium costs but also the amount of coverage each policy offers, as well as the customer service and reputation of the insurance provider in question. 

Home insurance coverage gives you peace of mind. Call us at San Marcos Insurance Group to get a quote on a policy that protects the value of your property in Chandler, AZ.