Month: October 2020

Do You Need to Have Auto Insurance When Your Vehicle Is in Storage?

Posted on by agentinsure
Is it necessary for you to keep your auto insurance even when you have your vehicle in storage? You aren’t required to have insurance on your automobile in the state of Arizona while it’s being stored though you may want to continue it through these months and make some adjustments. An independent agent at San Marcos Insurance Group of the Chandler, AZ area can assist you.
 
Change in Your Coverage
 
If you only drive your car or truck part of the year or have some reason you’re not going to be driving it for a while you should look into making a switch to storage coverage instead of your standard policies. Most companies will drop the collision and liability coverage so that you’ll only have comprehensive coverage.
 
When using storage coverage, you’d be keeping your vehicle off the street in one place, typically a locked garage. When you have this type of coverage, it should make your premium drop significantly. It applies when it comes to instances such as a vehicle that’s not used regularly, one that’s in need of repair, or if it’s owned by a military member who’s deployed. You’d still have many of the same benefits. It also helps you maintain insurance history so that there won’t be any problems where it’s considered a lapse.
 
This can be a tricky matter when it comes to some state’s vehicle registration laws. Your best bet for this situation is to cancel registration for the vehicle (which makes sense if you won’t be using it for a long time) and make sure that it remains off the road.
 
If you’d like more information and to see if you should make this change, reach out to San Marcos Insurance Group. The agents assist new and returning customers with the right fit for their situation in the Chandler, AZ region.

Do I always need home insurance in Arizona?

Posted on by agentinsure

The Chandler, AZ area is a community located outside of Phoenix. Property owners here have continued to benefit from the continued demand for housing, which can make owning a property a good investment. If you are going to purchase a home here, it is very important that you have it properly covered by insurance. There are several reasons why you need to make sure that your home is covered by a proper insurance plan at all times. 

Protects Investment

One of the reasons that you always need to have home insurance is that it can protect your investment. The largest purchase that most people in the Chandler area will ever make will come when they buy a home. To ensure that your asset and investments are protected, you should get a full home insurance policy. This will ensure you are covered if the property is ever seriously damaged and you need to make repairs or rebuild the home entirely. 

Ensures Compliance

Another reason that you will always need to have home insurance in Arizona is that it will ensure you remain in full compliance with your insurance requirements. Those that own a home here will likely need to take out a mortgage, which comes with specific insurance requirements. Additionally, if you live in a home association, you will be required to carry home insurance at all times. Having a proper policy will help to keep you protected and in compliance. 

Those that live in the Chandler, AZ area, and are looking for insurance for their property should call San Marcos Insurance Group. At the San Marcos Insurance Group you are going to receive support and guidance that will help you find and build a quality policy. This will ensure you are properly protected.