Month: August 2020

Insurance tips for new home owners

Posted on by agentinsure

Settling in your new home in Chandler, AZ is an exciting milestone. However, it comes at a cost as there are many steps involved, such as searching, negotiations, inspections, and financial preparations, which can be mind-draining.

At San Marcos Insurance Group, we know that is all worth it in the end, and that’s why we help you protect what matters to you most by buying a home insurance policy. Here are a few insurance tips to help you out.

Assess the level of risk

Before you consider buying a home insurance policy in Chandler, AZ, make sure you know the risk level to help you understand the more critical coverages. If it is a new neighborhood, you may want to know how safe it is from burglaries and other criminal activities. You also want to check the home for faults, especially if it is old, and purchase coverage for them.

Know the coverages that matter

Once you have figured out the level of risk, it is much easier to know which coverages to focus on. For instance, if your home has a swimming pool, you may want to think about adequate liability in case of accidents. If you have children and pets running around your compound, medical coverage can be a great addition to your policy.

Do enough research

A home insurance policy is a significant investment, like the home itself. Therefore, you don’t want to make a mistake of buying insurance from any insurance agency around you. Shop around and look for a certified insurance company like San Marcos Insurance Group.

Don’t just sign

Make sure you understand everything before signing the documents. Read the terms and conditions and ask questions where you don’t understand to avoid getting surprises after signing the agreement.

For all your home insurance needs, contact San Marcos Insurance Group today!

Do I need an Arizona auto insurance policy?

Posted on by agentinsure

Those that are in the Chandler, AZ area will want to consider getting a car as it will help them to ger all around the Phoenix area. When you are looking for a car around here, you also need to think about your insurance needs. There are many reasons why someone here will need to get this insurance for their car.

Insurance is Required by Law

One of the reasons that you will need to get this insurance is that it can be required by law. Anyone that wants to drive a car on a public road in Arizona should be made aware of the state requirements regarding auto liability insurance coverage. This type of insurance can ensure you are able to pay for damages that you cause in an accident. Having this coverage is required by law as it helps to protect all other drivers on the road.

Auto Lender Will Require Coverage

While state law will require that you have liability insurance, anyone that has a loan that they took out when buying their car will also be required to have insurance. Any auto lender will want to make sure that you have a full collision and comprehensive insurance policy. This type and level of insurance coverage will ensure that you are able to repair or replace your car or pay off your loan if the car is stolen or damaged. 

Choosing an auto insurance policy in the Chandler, AZ area can be a big decision. When you are looking for this type of insurance, you should speak with the team at the San Marcos Insurance Group. When you call the San Marcos Insurance Group you are going to receive the support you need to understand your insurance obligations and pick a policy.