Month: October 2019

What You Need to Know about Auto Insurance in Arizona

Posted on by agentinsure

For those that are in the Chandler AZ area, owning a car is a practical necessity in order to get to and from school, work, or to get daily tasks completed. When you are looking to buy a car, it is important that you have proper auto insurance in place at all times. There are many things that you need to know about auto insurance when you are looking for an Arizona policy.

Required by Law

One factor to understand is that having auto insurance is a legal requirement whenever you are on the road in Arizona. In this state, you are required to carry liability insurance at all times. If you do not have this coverage or do not have enough coverage, you could be in trouble if you are caught driving without it. 

Provides Asset Protection

While it is not required by law, Arizona car owners will also want to learn more about how they can protect their vehicles. The best way to do this is by getting a full collision and comprehensive coverage policy. This will ensure that your vehicle is covered for a wide variety of situations that could cause a loss, such as theft or vandalism. 

There is a lot that you need to know about auto insurance when you are looking for a policy in the Chandler, AZ area. To ensure that you learn all that you need to, contacting the San Marcos Insurance Group before you start shopping for a policy would be a great option. The San Marcos Insurance Group can help you to better understand all of the needs that you have when it comes to auto insurance. They can then help you get into a policy that provides you with the right protection. 

Why It Is Important To Review Your Home Insurance Heading Into Winter

Posted on by agentinsure

Those who reside in Chandler, AZ may be under the belief that their standard home insurance policies keep them protected. However, San Marcos Insurance Group agents can provide additional insights that keep these homeowners from potentially making avoidable mistakes. Is the home truly ready for the winter? Let’s take a closer look at the reasons why the annual review is so important. 

Insufficient Policies

Sure, the average policy might offer the homeowner coverage against various winter-related calamities. But is it truly sufficient? Chandler, AZ residents must review their home insurance policies to make sure that they are covered against any issues that may occur. For example, the homeowner may have the necessary coverage for the property itself and leave their personal possessions exposed. 

Unique Threats

There are certain threats that the average homeowner is simply not going to be aware of. When a cold snap takes place, the plumbing in the home could be placed at risk. Water damages occur as a result of plumbing related issues and these damages are not always covered in a standard policy. Wintertime disasters can leave a home in a state of disrepair, causing homeowners to spend a great deal out of pocket to maintain a residence.

Added Liabilities

The liabilities that take place during winter are hard to prepare for without the proper assistance. Taking the time to speak with an insurance agent is everything. They can examine the standard coverage and ask the right questions about the liabilities that a homeowner might be facing. For example, any homeowner that sets up an ice skating rink on their property will need to obtain additional insurance. Otherwise, they risk facing costly litigation. 

The importance of reviewing home insurance policies before the winter arrives cannot possibly be understated. That’s what makes San Marcos Insurance Group consultation meetings so crucial. They provide insights that keep homeowners from experiencing unwanted issues over the short and long term.