We live in a day and age where progress and change are being made in medicine every day. There are now more treatments for the common cold than you can count and experimental treatments for more serious illnesses are being created. That being said, does health insurance help cover the cost of experimental treatment? For those in the Chandler, AZ area, the agents with San Marcos Insurance Group can help you find the health insurance policy that is going to work for you.

For the most part, the only medications and treatments that are going to be paid for, even in part, by your health insurance are those that have been tested and approved by the FDA. You can, in some cases, find experimental treatments that are paid for by the company that created them as payment for your participating in the trial of that drug or treatment. In most cases, however, your health insurance is not going to pay for experimental treatments.

Health insurance does, however, help pay for medication, it might help pay for hospital stays, and it also helps to pay for things like preventative treatments. Your health insurance may also help pay for the cost of some prescriptions and some other treatments as well. For those that do have medical treatments that they have to have done, it is always best to speak with an agent to see just what your insurance covers and what you can do to make sure you have the best insurance coverage possible on matter what you might be ailing with. For those in the Chandler, AZ area, the agents with San Marcos Insurance Group can help you to find the right policy for your needs so that you can get on the road to healing and on the road to feeling better.  

From Facebook to Equifax, it seems like every month there is a new data breach in the news. At San Marcos Insurance Group we know cybercrime is an ever-growing threat to business, even in Chandler, AZ. While your business may not be a huge corporation, securing your data should be a top concern. So, what can you do to make sure your data is safe?

Inventory Your Data

Understand what sensitive data your company keeps and what damage could occur to your business and customers should a leak occur. A typical business has records of credit card information at the very least. The release of this data can cause a financial burden on your customers, which lowers their faith in your company and may even lead to litigation. The more personal data you store, the higher the risk you face. 

Keep Your Security Measures Up-To-Date

The most common way a hacker gains access to vital data is through malware and viruses. It might surprise you, but even hospitals have fallen victim to data breaches and ransomware attacks because they did not keep their computers and security suites up to date. New threats are found all the time. It’s important to make sure you have reputable anti-virus and anti-malware protection and to keep those programs and computer operating systems updated. 

Consider Cyber Breach Insurance

While insuring your property and normal operations are important, it’s imperative to not overlook the security of your data network, too. Data breach coverage can help protect your assets should you become a victim to hacking. If you become a target for litigation because of a breach, your insurance could help cover the cost of defense and damages you’re held liable for. 

With Chandler, AZ rapidly growing with small business, now is the time to protect yourself against cybercrime. Let San Marcos Insurance Group make sure you’re covered.