Month: April 2017

Adding an Above Ground Pool to Your Backyard in Chandler, AZ

Posted on by agentinsure

The summers in Chandler, AZ are hot and it’s not unusual for temperatures to hit the triple digits from June to August. But who wants to stay inside all summer and hide from the sun?  If you’ve decided to beat the summer heat by putting in an above ground pool in your backyard, you’ll want to consider how this effects your homeowner’s insurance policy.  

Having a backyard swimming pool is a wonderful way to spend the summer with family and friends in Chandler, AZ. However, this also means added responsibility for you the homeowner.  You will want to be sure you are covered in the event that something unexpected happens.  

Typically, pools are covered by a homeowner’s insurance policy.  However, you will want to take a few minutes to read over your insurance policy to make sure you are protected.  In many cases, what is called the "property component" of your policy includes your above ground pool.  To know for sure, give your insurance agent a call and discuss your plans to put in a new pool.  Ask if your policy covers things like a tree branch falling and ripping the lining.

As for liability, this is another area to consider.  If someone is injured in your pool and needs to go to the emergency room, you will want to make sure you are covered for situations like this.  You just can’t predict what could happen in your pool and you will want the available coverage to incur any medical or legal expenses.  

At San Marcos Insurance Group, we can help you understand how to be covered for anything that arises from owning and enjoying and above ground pool in your backyard.  To discuss this and homeowner’s insurance in general, call San Marcos Insurance Group today to speak to a friendly agent.  

 

 

 

Prevent Distracted Driving in Arizona

Posted on by agentinsure

In 2014, police officers in Arizona made over 10,000 stops that involved distracted drivers. At least 11% of the stops resulted in vehicle crashes. Distracted driving is a major issue all over the country, but in Chandler, AZ, the San Marcos Insurance Group would like to help you navigate safely on the road by knowing how to prevent distracted driving.

Cell Phones are a Risk

Cell phones are the most common reason a person becomes distracted while they are driving. When you use your cell phone, you are taking your eyes off of the road. It may only seem like a second, but that’s all you need to pass by a stop sign or miss a pedestrian in the crosswalk. Talking on your cell phone is not the only way you can be distracted. Texting, watching a video, checking your email, or playing a game are other ways your phone can be the catalyst to an accident.

Eating and Drinking

Sometimes when you are in a hurry, it may seem quicker to have your breakfast or lunch in the car. This can be a great distraction because you are not completely focused on the road. Have your sandwich or coffee before you get in the car. Spilling a hot drink on your lap could cause you to swerve into another car or object.

Drowsy Driving is Dangerous

According to the National Highway Traffic Safety Administration, every year more than 100,000 accidents are a result of drowsy drivers. When you feel fatigued, you should not get behind the wheel. Make sure that you get a good night’s sleep before you drive. If you have to drive out-of-state, bring a friend along who can drive for you while you rest.

In Chandler, AZ, the independent insurance agents at San Marcos Insurance Group have detailed information regarding auto insurance rates.