Month: December 2016

Tips for Winterizing Your Home

Posted on by agentinsure

Every home deserves proper care. Many homeowners, however, find it difficult to fit home maintenance and repairs into their busy life schedules. Fortunately, though, keeping your home in good condition does not have to be a hassle. Here is a quick look at a few tips for winterizing your home.

Clean Out the Gutters

During the wintertime it is especially important that water be able to flow freely through your gutters. If it can’t, it will set in your gutters and likely freeze. This is why you should clean your gutters on a regular basis, especially during the colder months of the year. Fortunately, cleaning them out toward the end of fall is an excellent way to help guarantee they stay as clean as possible during winter. 

Flush the Water Heater

To ensure your water heater is performing at its optimal level of performance, it needs to be flushed once to twice a year. Just like cleaning out your gutters, performing this winterizing task is absolutely free. 

Turn Ceiling Fans to Spin Clockwise

To keep the heat flowing in your home and to improve heating expenses, make sure to turn your ceiling fans to spin clockwise; this helps to ensure the heat is being pushed from the ceiling down toward the floor and throughout your home. 

Replace Filters

Lastly, you will want to make sure your home is winterized by making sure all HVAC filters are cleaned or replaced. The cleaner the filters, the better the air flow in your home, which helps reduce heating expenses.

To learn more about winterizing your home and home insurance, contact San Marcos Insurance Group serving the Chandler, AZ area. 

When It’s Time To Explore A New Auto Insurance Policy

Posted on by agentinsure

Driving throughout Chandler, AZ can be fun and dangerous at the same time. You never know what other drivers are going to do. You also never know how the weather will impact driving conditions. Your auto insurance policy needs to be capable of protecting you against every possible scenario.

Looking at Your Policy

One of the first things you need to do is take a good look at your auto insurance policy. You are required to maintain at least the minimum levels as required by the state. If this is the only coverage you have, you may be missing some areas of protection. For example, comprehensive coverage is not required, though it is highly recommended because it will cover things that happen outside of driving. This includes shopping cart incidents, cracked windshields, and much more.

You don’t want to pay out-of-pocket more than what is absolutely necessary, which is why your policy needs to be strong.

Examining Common Incidents

It’s a good idea to look at some of the common incidents that occur amongst car owners in Chandler. At San Marcos Insurance Group, we will be happy to provide you with some of this information as well. This will allow you to build a policy that provides more substantial protection. If something does happen, you will be able to file a claim and have the insurance company pay for everything.

If you have had issues with paying too much out of pocket with your auto insurance in Chandler, AZ, it’s time to explore a new policy. At San Marcos Insurance Group, an experienced insurance agent can help every step of the way. It allows you to learn more about the possibilities that exist with your policy as well as some of the other insurance companies that offer policies in Arizona.